Your Family's Passport to Financial Security

Life insurance can be one of the cornerstones of financial planning. In the event of an unexpected or premature death, the ASME Group Term Life Insurance Plan can help provide the financial security your family needs. This life insurance helps make sure they’ll be able to meet current expenses—such as mortgage and car payments—as well as future expenses such as college tuition.
 

Valuable Benefits

• Valuable Plan Enhancement: The benefit reduction age for the ASME Group Term Life Plan is now 65. This means the full benefit amount you choose will stay in force until you reach age 65, which helps your coverage keep pace with your family's lifestyle.
• Up to $1,000,000 of Member and Spouse Coverage (Note: spouse coverage may not exceed 100% of member coverage.)
• Premium Discounts–25% Premium Discount through April 30, 2022 Now through April 30, 2022, a 25% premium discount will apply to all premium contributions due.
• Premiums Can Be Waived If You’re Disabled
• No Exclusions! After coverage is validly in force for two years, benefits are payable for death from any cause, at any time, anywhere in the world. (Subject to U.S. government regulations on restricted countries.)
• Portable Coverage The Plan offers portable coverage that can follow you throughout your career. Make all the career changes you want and still be able to maintain this valuable protection.
   

Living Benefit Option ("Accelerated Death Benefit") Enables you to apply for a portion of your benefits if you qualify as being terminally ill, subject to certain policy restrictions and limitations. These benefits are paid directly to you, and you may spend them any way you wish.
 

NEW! QuickDecision^SM Group Term Life Online Tool

ASME, New York Life Insurance Company and Mercer Consumer are pleased to announce QuickDecision^SM—a secure, fast and easy way to apply online for Group Term Life coverage.

With this new tool, you can apply* for amounts up to $500,000 in ASME Group Term Life Insurance:

• No medical exam or lab work required—just answer some health questions and other information.
• Find out as soon as TODAY if you are approved for Term Life Insurance coverage up to $500,000!
• Everything is handled conveniently and securely online.

Need more? You can still save time and apply online for amounts up to $1,000,000 and we'll follow up quickly about required information.

*IMPORTANT NOTE: If you are not approved for coverage under the QuickDecision^SM tool you can still obtain coverage through the online process, which may require medical exams and other information. QuickDecision^SM is not available to residents of MO, MT, VA, UT and Puerto Rico. These residents can still apply online, and will be contacted for required information.
 

Underwritten by New York Life Insurance Company, under Group Policy No. G-8700-1, on Policy Form GMR-FACE /G-8700-1.
 

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Answers about the program, including eligibility, options, customer service and more.