Professional Liability Insurance

Professional Liability Insurance  


Professional liability insurance helps protect you and your business against a claim that the professional services you provided caused financial harm to a client due to a mistake, error or omission. This insurance helps protect your assets by covering the costs and fees associated with resolving the claims, including defense and settlement costs.

Great news! Thanks to our partnership with one of the leading engineering professional liability insurance carriers, Beazley Insurance Company, Inc., you now have access to an expert resource for your firm’s professional liability needs. And because of this partnership, if you are an ASME member you are eligible for a 10% premium discount* and exclusive coverage benefits only through our program.

The ASME Professional Liability Program

We've Combined Beazley’s nearly three decades of experience with the ASME Insurance Program that has been delivering exceptional protection at affordable rates since 1958. Together we've formed the ASME professional liability program.

The result: Proven, long-standing experience in the engineering marketplace, comprehensive understanding of your firm’s risks and exposures, and the expertise and strength you won’t find with any other resource in the marketplace.

ASME Exclusive Coverage Benefits

  • 10% premium discount* only through our program offered to ASME members.
  • Consent-to-settle enhancement. This results in greater input and involvement from the insured during the claims settlement process.
  • Early resolution deductible credit. ASME members would pay lower deductibles when a claim occurs and is resolved quickly.
Get A Quote

For your convenience, we provide an option of uploading a copy of your current application or downloading a new application. Click the button below to start the process

ASME Professional Liability Program

Why Choose the ASME Professional Liability Program?

Expertise. Strength. Industry Leadership You Can Trust.

  • One of the top engineering insurance carriers in the professional liability marketplace.
  • Has nearly three decades of experience writing engineers.
  • Insures half of the top 50 U.S. design firms as ranked by Engineering News-Record.

Beazley Insurance Company, Inc.
CA Insurance License #0G55497 |
WA Insurance License #1298

Now Offering Beazley Breach Response Coverage!

Beazley Breach Response (BBR) coverage is the industry leading solution for data privacy and security risk management. It provides a range of services designed to help you respond to an actual or suspected breach incident effectively, efficiently and in a compliance with the new law.


*Based on state filed minimum premium requirements.

Tell Me More


Program Highlights

  • Exclusive ASME Coverage Features

    • 10% premium discount* only through our program.
    • Consent to settle enhancement. This results in greater input and involvement from the insured during the claims settlement process.
    • Early resolution deductible credit. ASME members would pay lower deductibles when a claim occurs and is resolved quickly.
  • Standard Policy Coverage Features

    • Numerous policy limits and deductible options
    • Claims made/prior acts
    • ASME exclusive solution available in all states except AK, LA, VT and WY (if you reside in these excluded states, we do have alternate carrier solutions available)
    • Disciplinary proceedings reimbursement extension—$10,000 per policy period
    • Reputation management reimbursement extension—$15,000 per policy period
    • Broad definition of insured—includes insured’s joint ventures
    • Automatic 60-day coverage for acquired entities
    • Blanket waiver of subrogation provision for clients of the insured, as required by contract
    • Automatic excess and difference in conditions coverage (DIC) for separately insured projects
    • Punitive damages extension—where insurable by law
    • ADA, FFHA and OSHA regulatory actions extension
    • Worldwide coverage territory—right and duty to defend
    • Mutual selection of defense counsel
    • Innocent insured extension
    • Contractor’s pollution liability extension
  • Technology Risk Coverage

    • Electronic transfer of data functions
    • Copyright infringement
    • Web hosting functions
    • Privacy liability
    • Reputation management reimbursement
  • Beazley Breach Response (BBR) coverage

    • Legal services
    • Computer forensic services
    • Notification services including foreign notification where available
    • Call center services
    • Breach resolution and mitigation services
  • Risk Management

    • Contract reviews
    • Live quarterly web-based seminars
    • “A&E” Reporter newsletters
    • Dedicated web portal exclusively for policyholders with videos, on-demand webinars and more
    • CE credits available for applicable firms
    • For additional risk management resources or to set up or login into your Beazley risk management services account please visit:


*Based on state filed minimum premium requirements.


Underwritten By, Beazley Insurance Company, Inc.

Contact Us

We're here to help! Please contact us in whatever manner is most convenient for you.


Program Administrator

ASME Insurance Program Administrator
AMBA Administrators, Inc.
4050 NW 114th Street
Urbandale, Iowa 50322
 M-F 7:30am-6pm, Sat 8am-1pm CT
[email protected]


Application Mailing Address

Administrator, ASME Insurance Program
P.O. Box 14438
Des Moines , IA 50306-4438


Payment Mailing Address

Administrator, ASME Insurance Program
P.O. Box 8146
Des Moines , IA 50306-8146