Helps Protect You Against the Rising Cost of Nursing Home and Community Care

Although you may believe that you are too young to start thinking about long-term care and its costs, consider this: premiums are based on age, the younger you are when you purchase this coverage, the lower your premium will be.

While we reserve the right to adjust future premiums for all policyholders by state and class, we have never had to do so since we pioneered long-term care insurance more than 25 years ago. And, your premiums will never increase due to changes in your health status or your age. The Long-Term Care Insurance Plan endorsed by ASME can help you protect your assets while providing you with the high quality protection you need. Your parents and parents-in-law can also apply for this coverage.

The Plan reimburses benefits during covered nursing home stays and offers several choices of daily benefits and payment maximums. An inflation protection option is also available.

In addition, home and community care coverage is available to complete your long-term care protection. This coverage reimburses for covered care at home and in the community, such as adult day care centers.

As an ASME member, you have access to a special benefit—the Long-Term Care Resources Network, a unique long-term care buying service.

This benefit allows you to work with a long-term care insurance representative who will give you all the information about benefits and rates of different highly rated long-term care providers.

With so many different providers, you may have questions about the coverage they provide:

• Which plan or options offers the least expensive premium? Is one plan more flexible than another to help fit into my budget?
• What if I have a current health condition—can I still get coverage?
• What about protection for my spouse? Are there couple discounts available if we both apply?
• Are there discounts for healthy applicants?
• Which long-term care insurance offers more of the benefits I want or need?

On simple phone call to the Long-Term Care Resources Network for ASME members is all it takes to start protecting your assets from long-term health risks and get your questions answered. No obligation necessary!

For more information, a one-on-one consultation with an experienced Long-Term Care Resources Network Representative and how to apply, please call 1-800-358-3795.

Long-Term Care Tool

Visit www.myltcplan.com/asme to access the interactive and educational long-term care evaluation tool.

www.myltcplan.com/asme will assist ASME members as they work to make the best buying decisions for their specific situation by providing them with information about the need for long-term care insurance. Also, this tool will enable members to determine if they are pre-qualified for long-term care coverage as well as provide the ability to submit for a no-obligation quote!